Category: General

In planning for retirement is always challenging and intimidating as there are many aspects to be considered in order to take care of all the... Read more

In all financial planning, business planning, even the nation’s budget planning all follow the one concept. That is Revenue must always be more than Expenses... Read more

(Caution: this is my personal investment style and opinion. I am not encouraging readers to follow as this requires skills and it is extremely risky... Read more

Extending retirement age seems plausible, because (1) ensuring old aged worker still can contribute to the economy, (2) aged workers continue to earn an income.... Read more

We always hear that we must save. However I opine, if we save without investing, then I would think it might be better off to... Read more

Yesterday I read about the land banking scam on newspaper. I am always very puzzled why such scam always managed to cheat public year after... Read more

In whatever investment, before we proceed, we really have to do the calculation carefully. Focusing on just the rental yield without taking into consideration the... Read more

Some time ago, I happened to chit chat with a person who invested into an ETF. The ETF was an IPO and he subscribed to... Read more

The long awaited first loosening of the property cooling measure since 2010 is finally announced. It certainly excites the property sector although there is only a very slight adjustment.... Read more

Nowadays, we often need to spend money to enjoy nice thing. However, the very nice ‘compounding interest’ is something that we need not buy. Instead,... Read more